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First time buyers Mortgage, we can help all you need is a 5% deposit
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Mortgage & Remortgage
Remortgage Don’t settle for the lenders standard variable rate ,
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Council Right to Buy Mortgage
We can pay your up front costs, why rent when you can buy ?
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-------------------------------Secured Homeowner Loan
Need some extra cash quick ?
A secured loan may be your answer
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-------------------------------Problem Buildings
High rise flats, concrete buildings we have specialist advisors that can help get you a mortgage
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Find An Adviser
Locate an Independent Mortgage adviser that covers your area
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Home Insurance
We have specialist advisers that can quote for all your insurance needs
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Divorce Mortgage
Divorce Mortgage
Need to raise some extra capital because of Divorce procedures
We can help
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Debt Consolidation
All Your debts in one easy low Monthly payment at the lowest interest rate available
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Buy To Let Mortgage advice
We have expert buy to let mortgage advisers
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Equity release Mortgage
We offer a wide range of lifetime mortgages and equity release mortgages and loans, to help you unlock cash from your home in your retirement Click here
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Join The Guild
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The Guild of Independent Mortgage Advisers.
We have Independent Mortgage Advisers
that cover all of the UK ready to give free advice on Mortgages Re Mortgages
Secured Homeowner Loans .
All of our members giving Mortgage Advice are independent mortgage advisers or Brokers
Mortgage Advice
We Search the whole of the market
Mortgage Advice is Something that most of us will need at some time
All our Advisers giving free mortgage advice are fully Independent .
This means ‘we will look at all the UK's mortgage lenders to pick the best for you'. Some brokers are whole of market, others operate off a small panel of lenders as that way their commission rates tend to be higher. If a broker isn't whole of market, walk away.
We search over 22.000 Mortgages from over 400 lenders. Our Mortgage calculators are updated daily |
Mortgages, Re mortgages, Debt Consolidation We can help!
If you match any of the categories below then we can help:
We Offer Expert Mortgage advice on the following |
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First time buyers - submit an enquiry for professional Independent advice |
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Our Internet Mortgage Service will introduce you to an Independent Mortgage Broker who will help you to obtain a mortgage. |
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CCJ's - there is still a low rate deal available to you. |
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Finance Defaults - Mortgage Arrears -Bad credit Mortgage |
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Focusing on mortgage solutions - not mortgage problems. |
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Self employed ? No accounts , |
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Problem mortgages , High rise flats , Concrete buildings , we have help people before |
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ReMortgage |
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We Have independent mortgage advisers covering all areas |
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Secured Home owner loans |
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Home Insurance |
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specialist Mortgage advisers that deal with bad dept |
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When you are looking for mortgage advice
Ask your Mortgage Adviser / Broker two Questions
1. Do you search the whole of the Mortgage market from all lenders ? Are they whole of market ? are you an Independent Mortgage Advisers ?
This means ‘will it look at all the UK's mortgage lenders to pick the best for you'. Some brokers are whole of market, others operate off a small panel of lenders as that way their commission rates tend to be higher. If a broker isn't whole of market, walk away.
Unfortunately when the Financial Services Authority started regulating brokers in Oct ‘04, it left a loophole allowing some to claim ‘whole of market' status while offering only a panel of lenders, providing they review the top deals every two months; simply not frequent enough in the fast moving mortgage market.
Therefore, to be more advanced ask, “could you, right now, source a mortgage for me from any available UK mortgage lender?”
2.Is your service free ?
"If the answer is NO you are probably speaking to the wrong people"
Martin Lewis money saving expert .com
The Guild of Independent Mortgage Advisers members will answer
to all the above
You get a direct dial number to speak to your own dedicated Independent mortgage adviser / Broker at any time up to 9.00pm- no call center.. We can also help with life assurance, buildings and contents insurance, redundancy cover and payment protection. |
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The mortgage advice we provide is completely independent, so we’ll always put your interests first. We don’t favour any mortgage products or any mortgage lenders . We’ll only recommend the mortgage that we think will work best for you.
With the number of mortgage choices available - more than 22,000 different deals from more than 400 lenders - We can give you personalised, impartial mortgage advice for your specific needs, without obligation
With the number of mortgage choices available - more than 22,000 different deals from more than 400 lenders - We can give you personalised, impartial mortgage advice for your specific needs, without obligation
You can talk freely to our mortgage advisers about your mortgage requirements and there will be no charge for our advice
If you have a CCJ or late payments
on your mortgage we can still help.
Just because you have had problems with credit in the past doesn't mean that you cannot still get a good mortgage rate for your property
At The Guild we can help whatever your financial circumstances. We have a dedicated 'bad credit mortgages' team with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
Our Advisors are more than just mortgage experts we can source all your insurance Including life assurance and buildings & contents
Should you decide to proceed with our recommended mortgage your mortgage adviser will deal with the lender, your solicitor and surveyor to cut the time taken to complete the mortgage process. You will receive regular progress updates from your adviser either in writing, by phone or email.
we aim to ensure that working with us is an enjoyable and informative experience.
Although we give you the Mortgage advice, you make the decisions. You
decide the level of Mortgage advice you want to receive and can cancel the process at any time without cost, penalty or obligation.
We offer the best mortgage advice , we don’t just offer a mortgage calculator when we source a mortgage deal, our advisers search the whole of market with the latest mortgage software to get you the best UK mortgage and best remortgage when you need to refinance or re mortgage your existing property.
We have specialist advisers that can help with a second mortgage which is sometimes referred to as home equity loans or mortgage loan.
We can give a mortgage quote for any type of property, concrete property, or council right to buy property.
We Have Teamed Up with Experian to offer our clients Free access to their credit report
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